Santiago102
English expat in France
Forum posts
6
About me
English
Registration: 27 February 2023
Activity
Credit Zero card by Santiago102
Hello,Does anyone have experience of this card? Is it essentially a free credit card or are there hidden charges in having to take out a loan at high interest rates? Can one just avoid the loan aspect?Many thanks
Thanks. I have had several of both in the UK for over 40 years. The difference is quite clear. Read More
Credit Zero card by Santiago102
Hello,Does anyone have experience of this card? Is it essentially a free credit card or are there hidden charges in having to take out a loan at high interest rates? Can one just avoid the loan aspect?Many thanks
I have had credit cards before without problem, although in the UK. I have never used the credit facility and would be happy if this were a debit card instead (please advise if you know of a free debit card).Please elaborate on what is the ... Read More
Credit Zero card by Santiago102
Hello,Does anyone have experience of this card? Is it essentially a free credit card or are there hidden charges in having to take out a loan at high interest rates? Can one just avoid the loan aspect?Many thanks
Thanks to both. I now gather that, like any credit card in the UK, failure to pay in full by the due date renders you liable to interest payments, and these can be quite steep in this case. I have not paid any interest in the past as the payments ... Read More
Visa application process by Matt Emery
Hi, has anybody recently gone through the visa application process from the UK.Your help would be appreciated.kind regardsMatt
I am sure that adrie14 is right. You should apply for a work visa. If you only have income from a gite, the situation may be different (does this count as work?) but you would have to check. My feeling, however, is that, in French eyes, this is ... Read More
Credit Zero card
Hello,Does anyone have experience of this card? Is it essentially a free credit card or are there hidden charges in having to take out a loan at high interest rates? Can one just avoid the loan aspect?Many thanks Read More
New members of the France forum, introduce yourselves here - 2023 by Julien
Hi all, Newbie on the France forum? Don't know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on your ...
Hello Everybody,My name is Chris. My wife, Vivienne, and I moved finally into what was our maison secondaire in November 2022. We are now here for good. I am a retired biochemist, now just over 80. Our house is near Beziers in l'Herault in the ... Read More