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Genki, no contract

    Hello, I'm an American applying for nomad visa and one of the requirements is some form of international health insurance.
Any recommendations for insurance companies that offer this plan?

Obrigado,

Joe
   

    -@monarchbeach

" international health insurance" is a racket.  If you don't have your legal residency, it depends entirely where you live to find a local/regional  carrier to give you coverage. You go "international" you don't have an edge, nor the safety that you so perceive.

international insurers won't give you the expanse of one's  domestic network.  You've fallen sick, show up with your card, only to realize " you are not covered here". Or worse, you got coverage only for this and that.

Used to be that Sul America was balls to the walls better. But since bought by some American  conglomerate, the premium rates have soared. 

In Sao Paulo, I've been told around Prevent Senior is the most affordable, the one with no age restricitons, but they manage to do so at the expense of running their own health clinics and owning their hospital network. Still, from time to time they will allow the patient to go outside. 

I had people who told me they switched from Sul America to Prevent on the cost difference. Her family of three was paying R$ 9,000 a month, and now R$ 1,200 a month.

While at it,  procedures, exams, admission rates here are a fraction of what they cost in the US by and large. We quietly became a country for health tourism, neck to neck with Mexico, India.  There are locales where the cluster of hospitals, labs, and clinics over deliver, and others where it is substandard. 

So cash is king.

If you are in places such as Sao Paulo ( Metro  and hinterland, specially Sao Jose dos Campos, ABC Region, Sao Jose do Rio Preto, Campinas, Ribeirao Preto ) you will be contemplated with plenty choices and some excellent facilities, not to mention the depth of specialization.  And then, States like Parana, Santa Catarina, Rio Grande do Sul, Minas Gerais, Goias, also above average. 

All of the above, for private. Public health care is a last resort alternative, and while delivered, not always with the best outcome.

And then you have the dregs, Rio de Janeiro, Northeast States, with some bright spots, but overall consistency lacking. 

So once again, cash or plastic.  Even here, insurers are starting to deny claims. And if you thik I am full of it, I've got an specialist in the Greater Sao Paulo who speaks english and will give you the tell tales of dealing with insurers.

04/10/24 These carriers advertise on expat.com, and presumably can provide the coverage needed for the visa.  It's a good idea to get a policy that you can cancel on request with no penalty, so that you can buy more reasonable local coverage once you settle in:

/en/sponsors/expat … rance.html

Along similar lines, I work at a hospital in the US and plan on working New years 2025 which will give me 30 more days of health insurance even though I am retiring. This will buy me time for me to move and get insurance in Brazil. International insurance is way too expensive in my opinion.

@56tbourne

Health insurance in the US is way too expensive, full stop...!