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Martina Mcfly wrote:

dear All,

i was working in Germany for 1,5 year. My contract ended in DEC 2020 and at the end of DEC 2020  i have gave birth to my first child in Bayern. I have applied for Elterngeld and since we moved out from the country from MAY 2021 i am no longer receiving the benefit.
Is there any method to appeal or can i somehow reclaim the paid Health Insurance/Nursing Care Insurance? thank you in advance!

Of course one gets no benefits once as a foreigner having left the country. And why should you get your health care premiums refunded? That's what one pays for the coverage. The money is spent and you got something for it. I don't understand what you expect?! Why should Germany pay you? And its not like the child is German if born to foreign parents here for less than 8 years.

As far as I know, Elterngeld can be received while you are out of the country - provided you have a registered address and are counted as resident.
Health insurance is a completely separate, unrelated topic. There is, as Tom already pointed out, no way to get back money you paid for health coverage while you were living here.

hello Tom.
Thanks for the comment. For me its not black and white and not obvious why i am no longer allowed to receive the benefit from a country where i have paid my taxes.
Sorry to bring up the Health Ins. reclaim, from the UK i could claim back taxes, i ve thought its similar hier.
Beside while browsing i have found someone (perhaps DE citizens) who could claim the whole amount when they have left (?!)

Good Morning Beppi,
thank you for your answer.
By the sentence "provided you have a registered address and are counted as resident." do you mean address in Germany or being a German citizen?
Health Ins. topic is clear now, sorry for the misunderstanding.

Martina Mcfly wrote:

Sorry to bring up the Health Ins. reclaim, from the UK i could claim back taxes, i ve thought its similar hier.

You can of course claim back overpaid taxes, but that was not your question.
Health insurance premiums are payments to companies (health insurers), who for the money cover the risk. Once they have done that, they earned their fees and can keep them.

Martina Mcfly wrote:

By the sentence "provided you have a registered address and are counted as resident." do you mean address in Germany or being a German citizen?

Resident (for tax and social security purposes), not citizen.

If one were German and out of the country then they could still get such benefits. But your situation seems that you are not German and no longer legally reside here.

Fine that you paid your taxes in the past but that has nothing to do with future benefits. And money paid for their health insurance is NOT refunded for anybody. You paid for insurance and had use of it at the time. Why would they give you the money back? How should anything work that way? A bit like eating in a restaurant and paying and then expecting to eat there for free in future just because you once paid for a meal; I don't understand such an expectation - but can assure you it will NOT happen.

Maybe you are confused about the refund of copayments under public health insurance. The insurance pays for doctors visits but many prescription medicines include a co-pay as does getting physiotherapy, or say a hospital stay one pays 10 euros/day out of pocket. But if one can prove with their tax returns as certified by the tax authorities (Steuerbescheid) and the total cost of co-pays is over a certain amount, it's 1 or 2 percent of income depending on certain conditions, then one can have it refunded. But one also needs all of the receipts.

For people with a stable low income and ongoing regular copay cost like needing certain medications indefinitely, then the insurance company will issue a card showing the person doesn't have to pay the co-pays at the pharmacy etc. Thus they don't have the hassle of later getting a refund. But these copays have nothing to do with the monthly health insurance payments which are never refunded.

HI TOM,
Thanks.
Regarding to the Health Ins. its clear.
Back to the Elterngeld, when i moved out i have contacted the local institute (ZBFS) and confirmed that i am no longer living in Germany. According to their last notice (Leistungsentziehung) i can place appeal so i am wondering how as a foreign.
When my kid came to world i have choosen the Elterngeld Plus, meaning the institute pays half of the monthly Elterngeld amount, But for next 2 years, not for only 1 year. (If i would known that we will move to an other country i would have not chosen that option).
Br

Martina Mcfly wrote:

HI TOM,
Thanks.
Regarding to the Health Ins. its clear.
Back to the Elterngeld, when i moved out i have contacted the local institute (ZBFS) and confirmed that i am no longer living in Germany. According to their last notice (Leistungsentziehung) i can place appeal so i am wondering how as a foreign.
When my kid came to world i have choosen the Elterngeld Plus, meaning the institute pays half of the monthly Elterngeld amount, But for next 2 years, not for only 1 year. (If i would known that we will move to an other country i would have not chosen that option).
Br

You need to get over it! Such benefits are for German residents and/or citizens. Not being a citizen you have no claims to any benefits if you leave the country and are no longer a resident. Not done in any country in the world and makes no sense. You just have a totally unreasonable expectation. Best to get over it and go on with your life.

I checked this again and can confirm Tom's statement above:
Elterngeld is only available for (tax-)residents in Germany.
There is only one exception: If you (or your spouse) are sent by your German employer on a temporary secondment abroad, then the Elterngeld can be received during that time, too.

thank you Beppi, its very nice from you to have a look on the case.

cheers Tom.

beppi wrote:

I checked this again and can confirm Tom's statement above:
Elterngeld is only available for (tax-)residents in Germany.
There is only one exception: If you (or your spouse) are sent by your German employer on a temporary secondment abroad, then the Elterngeld can be received during that time, too.

But this means the people still maintain a situation in Germany with the intent to return, only temporarily being gone - not once one has left.

TominStuttgart wrote:

But this means the people still maintain a situation in Germany with the intent to return, only temporarily being gone - not once one has left.

Correct!

Martina Mcfly wrote:

According to their last notice (Leistungsentziehung) i can place appeal so i am wondering how as a foreign.

Any administrative act has to include a statement that informs you of your right to appeal and how to do it:

Within one month of receiving the document, in writing or by visiting personally so a civil servant can write down the request of appeal for you and you can sign it in front of them. It should also tell you the address to which the appeal should be sent/where you could go.

That this statement was included in the document you received is no indication of whether an appeal would be successful.

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