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john g.

John Gunn

@john g.

Active member

English expat in Germany

Forum

62 posts

Contacts

5

About me

English

Lives in Hamburg

Speaks English,French,German,Spanish,Portuguese,holiday Greek

Registration: 15 January 2010

Activity

John Gunn
john g. replied to a thread
6 years ago
john g.

Being pregnant and applying for German health insurance by john g.

This is a surprising and welcome development. If you are pregnant and qualify for German public health insurance/gesetzliche Krankenversicherung, you have never had a problem with the maternity costs - it´s covered. A major problem has always been ...

John Gunn

Good day john_g , Apologies for digging up this thread, just wanted to run a few things by you - and I have read the forums at length. My situation: EU Citizen living in Sydney, relocating to Germany as an employee with a salary above 55000 ... Read More

John Gunn
john g. replied to a thread
6 years ago
john g.

Being pregnant and applying for German health insurance by john g.

This is a surprising and welcome development. If you are pregnant and qualify for German public health insurance/gesetzliche Krankenversicherung, you have never had a problem with the maternity costs - it´s covered. A major problem has always been ...

John Gunn

Hi Beppi! Why would someone try to get the private Basistarif if they are an employee? Normal public insurance would be the normal thing to do with the employer chipping in. Read More

John Gunn
john g. replied to a thread
6 years ago
john g.

Being pregnant and applying for German health insurance by john g.

This is a surprising and welcome development. If you are pregnant and qualify for German public health insurance/gesetzliche Krankenversicherung, you have never had a problem with the maternity costs - it´s covered. A major problem has always been ...

John Gunn

I know two private German insurers- there may be more- who accept pregnant women without any waiting time as long as they have a general medical check up first and have no serious side effects and, if non-EU citizens, have a minimum 24 month ... Read More

John Gunn
john g. replied to a thread
7 years ago
john g.

Being pregnant and applying for German health insurance by john g.

This is a surprising and welcome development. If you are pregnant and qualify for German public health insurance/gesetzliche Krankenversicherung, you have never had a problem with the maternity costs - it´s covered. A major problem has always been ...

John Gunn

Well, I was clutching at straws here. Since even insurance personnel do not understand and follow these regulations in full, it may still be worth trying. (The alternative, giving up and aborting her stay in Germany, still remains, so there's ... Read More

John Gunn
john g. replied to a thread
7 years ago
john g.

Being pregnant and applying for German health insurance by john g.

This is a surprising and welcome development. If you are pregnant and qualify for German public health insurance/gesetzliche Krankenversicherung, you have never had a problem with the maternity costs - it´s covered. A major problem has always been ...

John Gunn

https://www.cecu.de/basistarif-private-krankenversicherung.html Check the real price of the Basistarif!!! PER PERSON! Even to get into is really tough, especially for a foreigner...virtually impossible..you would need the help of a ... Read More

John Gunn
john g. replied to a thread
7 years ago
abcdefghil

private health insurance in Germany by abcdefghil

Hi, suggestion for private health insurance in Germany, Berlin? a good friend needs some connections Thanks

John Gunn

A way to avoid that in the private system is to sign up for an Anwartschaft (both for price and future health problems in the private system ). Public insurance prices also go up yearly - based on the Beitragsbemessungsgrenze. I´m actually a ... Read More

John Gunn
john g. replied to a thread
7 years ago
abcdefghil

private health insurance in Germany by abcdefghil

Hi, suggestion for private health insurance in Germany, Berlin? a good friend needs some connections Thanks

John Gunn

Yes but at the time of applying when they were assessing the risk!!! NOT years later - unless you had provided incorrect health information at the time of applying- so that's a different issue! Read More

John Gunn
john g. replied to a thread
7 years ago
john g.

Being pregnant and applying for German health insurance by john g.

This is a surprising and welcome development. If you are pregnant and qualify for German public health insurance/gesetzliche Krankenversicherung, you have never had a problem with the maternity costs - it´s covered. A major problem has always been ...

John Gunn

Good point!! Read More

John Gunn
john g. replied to a thread
7 years ago
abcdefghil

private health insurance in Germany by abcdefghil

Hi, suggestion for private health insurance in Germany, Berlin? a good friend needs some connections Thanks

John Gunn

Hello ahoi! Private German insurances don't up their prices based on an individual client's age or illnesses- that is illegal. Price rises in the German system are based on general medical inflation, political decisions and on the general ... Read More

John Gunn
john g. replied to a thread
7 years ago
john g.

Being pregnant and applying for German health insurance by john g.

This is a surprising and welcome development. If you are pregnant and qualify for German public health insurance/gesetzliche Krankenversicherung, you have never had a problem with the maternity costs - it´s covered. A major problem has always been ...

John Gunn

I am afraid there is no chance of any insurance acting retrospectively re your pregnancy😞 And again , I am afraid you will not be able to get even expensive German insurance given your visa doesn't have long to run.... Fellowship ... Read More

John Gunn
john g. replied to a thread
7 years ago
john g.

Being pregnant and applying for German health insurance by john g.

This is a surprising and welcome development. If you are pregnant and qualify for German public health insurance/gesetzliche Krankenversicherung, you have never had a problem with the maternity costs - it´s covered. A major problem has always been ...

John Gunn

Funnily enough, I can actually see these last posts! The lady is privately insured so cannot switch to public insurance. There are no international insurances which cover an existing pregnancy if not already a client and non-pregnant clients are ... Read More

John Gunn
john g. replied to a thread
9 years ago
Julien

Healthcare in Germany by Julien

Hi, how does the healthcare system work in Germany ? Is it efficient ? What are the main differences between public and private sectors? Is it recommended to purchase private health insurance in Germany? Thanks in advance for sharing ...

John Gunn

You didn´t have to switch to private because you became self-employed, dhitchman , You could have stayed as a voluntary member of public insurance but I assume private worked out cheaper than public without the employer contribution OR you ... Read More

John Gunn
john g. replied to a thread
9 years ago
Julien

Healthcare in Germany by Julien

Hi, how does the healthcare system work in Germany ? Is it efficient ? What are the main differences between public and private sectors? Is it recommended to purchase private health insurance in Germany? Thanks in advance for sharing ...

John Gunn

This isn't true! I'm an Australian freelancer and I am insured by BARMER GEK, gesetzliche krankenkasse. The reason public insurance (initially) will refuse to take you as a freelancer is because you ARE already insured if you're working ... Read More

John Gunn
john g. replied to a thread
9 years ago
Julien

Healthcare in Germany by Julien

Hi, how does the healthcare system work in Germany ? Is it efficient ? What are the main differences between public and private sectors? Is it recommended to purchase private health insurance in Germany? Thanks in advance for sharing ...

John Gunn

I get quite a lot of emails/phone calls from non-European but also European artists artists asking about visas and health insurance so I thought I´d post here on what this means for them. Basically, the German State introduced the Artists ... Read More

John Gunn
john g. replied to a thread
9 years ago
Julien

Healthcare in Germany by Julien

Hi, how does the healthcare system work in Germany ? Is it efficient ? What are the main differences between public and private sectors? Is it recommended to purchase private health insurance in Germany? Thanks in advance for sharing ...

John Gunn

Right then, Julie! I´ve gathered together some information which I hope will be of use to readers on your forum: key health insurance data for Germany in 2015. I´ll start with employees: an employee earning under 54,900 euros a year MUST ... Read More