Spanish private health insurance

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davidvernem Member

Member since 03 January 2024

davidvernemMember11 January 2024 18:16:25

Hello everyone,

Would appreciate your advice, please.

I'm thinking of applying for Non Lucrative Visa.

I've received a quote for a year's cover of Spanish health insurance with a company called ASSSA for

1.013,40鈧� (+0.15% taxes).

Do you think this is reasonable? If, not can anyone please recommend a more favourable company?

Thank you

Best wishes

David

Nicolas Blachard New member

Member since 07 August 2023

Nicolas BlachardNew member12 January 2024 07:44:25

@davidvernem

A聽 i am an insurance brooker in health insurance i think it is聽 cheap.

therefore you have to read carefully warranties and condition of refund expenses .

try to get info en quality of back office (time to manage files )

davidvernem Member

Member since 03 January 2024

davidvernemMember12 January 2024 08:34:56

Thank you Nicholas

gwynj Bulgaria Expert

Member since 30 June 2020

gwynjBulgaria Expert12 January 2024 14:46:45

2274

@davidvernem

I don't know ASSSA. But we had policies with ASISA for a couple of years. Good company, and one of the more inexpensive ones.

Cost varies with age and prior medical conditions, so it's hard to quantify. But I'd expect it to be in the 500-1,500 ballpark.

If you really want to know if it's a good quote, use the Spanish comparison engines (e.g. rastreator) to search health insurance for you, and it will show the cheapest companies/offers.

Note, for your NLV your insurance must have zero copago (and this does make it significantly more expensive).

davidvernem Member

Member since 03 January 2024

davidvernemMember12 January 2024 17:27:50

Thank you so much, that's very useful advice, again.

Best wishes

David

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