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@bpwald..We have hot humid at our beaches and cooler humid in our mountains....Hence,Costa Rica is a tropical country.....Now----are you looking to avoid mold and insects too ?

@edwinemora  thanks for the reply, we're trying to avoid hot and humid, cooler humid is fine.  Prefer to avoid mold and insects, but understand that they are a given, especially insects. 

@bpwald.....Come peak at peak rainy season(October) to see if it is even worth it for you...Like many Americans they leave during this period, you can't blame them.....But either way,check out the foothills of San Isidro Del General/Perez Zeledon....This zone has finally caught on and the prices are creeping up here too.....Look it up ! You will be surprised of the new communities on the slopes of the 'Talamanca' mountain range...

Grecia, San Ramon and Palmares, among other towns, should fit your needs. Any of those, and many others, will be much more comfortable than Washington, DC in the summer months. Been there . . done that.

I always recommend that potential newbies like yourselves consider two issues which aren't commonly taken into consideration. First, amenities. Will the area you're thinking about be able to serve your essential needs and wants? If not, keep looking. Second, most folks will want a community into which they can fit. Costa Ricans are warm and welcoming people, but that only goes so far. Even if your Spanish is good, you'll still need english speaking friends who can help with the ropes and with whom you'll have some common interests.