½ûÂþÌìÌÃ

Menu
½ûÂþÌìÌÃ

Health insurance for residency application as self sufficient

Post new topic

mirosko

Hi,
me /EU/ and my wife /non EU/, will be applying for residency as self sufficient. We need to get health insurance first to be able to apply. Would you have any suggestions on which company is the best , cheapest etc? I have been going through the forum but found mostly discussion related to UK citizens and their RHA which is not applicable to us since we are not from UK.
Thanks for your advices

oddis71

Hi, just make a search on the internet. There are many to chose from!

Yves81

I researched this a year ago but decided against private insurance in the end and just pay social security.

i think is not bad at least i did not find as many complains as for the rest.

Always google insurance name plus some bad words plus forum to see how many people say negative things.

mirosko

i didnt come across the 'globality health' but I got quotes from 4 others and the cheapest one was Atlas

Yves81

I dont know Atlas but if you get private health insurance, the cheapest option is often not the best.

Basicly what you need is an insurance that has a very good cover for serious illnesses because small things you can just pay yourself. (look at the max Euro converage for cancer for example)

Also you want a company that pays, so you dont have to get a lawyer everytime you have a larger claim. Its a tricky business and there are a lot of bad insurance companies.

I dont know if globality is the best but i sure would research this topic in deapth.

Also its smart to have a very high deductible if you are not that old and healthy. For example with a 2000 Euro deductible you can sometimes save like 1400 Euro per Year. If you just put that money aside for 2-3 years you save a lot if you dont get sick.

Also you dont have the hassle with the insurance for small claims.

dufushunka

Are there any government guidelines on what kind of insurance policy you must have to qualify for your Visa? Such as 'zero deductible' or 'no copays' or 'minimum of 30,000 Euro' or 'repatriation costs included', etc.

I believe Spain has many of the above requirements.

Articles to help you in your expat project in Malta

  • The healthcare system in Malta
    The healthcare system in Malta

    Malta hosts a rather developed healthcare system. With several hospitals and clinics, as well as ...

  • Accidents and emergencies in Malta
    Accidents and emergencies in Malta

    A stay abroad is usually associated with great memories. However, it could happen that an accident or emergency ...

  • Pregnancy in Malta
    Pregnancy in Malta

    As an expat in Malta, you will experience some important life events, such as pregnancy. As an expectant mother, ...

  • Health insurance in Malta
    Health insurance in Malta

    Malta has an extremely well-developed health care system, which includes both public health care and private ...

  • How to drive in Malta
    How to drive in Malta

    Malta is a relatively small island measuring only 27km long and 14,5km wide, so it seems on paper to be very ...

  • Resident and work permit for Malta
    Resident and work permit for Malta

    Getting a resident card and a work permit in Malta is an essential step for any expat. Living in Malta does ...

  • Finding work in Gozo
    Finding work in Gozo

    If you are planning to live in Malta, why not settle and work in Gozo? Although it is quieter than the main island ...

  • Accommodation in Malta
    Accommodation in Malta

    As an expat in Malta, one of the first steps is to find accommodation. Malta has a quickly and continuously ...

All of Malta's guide articles