Health insurance

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calvacheherewecome New member

Member since 28 April 2018

calvacheherewecomeNew member04 June 2018 21:54:34

As a resident of PR, are health insurance offerings the same as in the states? We currently use the exchange, which seems to change year to year. I know the whole system is ever-changing. Who knows what will be available next year?!

ReyP ViP

Member since 09 May 2015

ReyPViP05 June 2018 01:05:16

5509

NO, insurance is similar but not the same. PR does noot have Obama care and most PR insurance only covers you in PR.
There are several insurance companies but the most populars with Expats are SSS (Triple S) and MCS, In that Order.

Health insurance
Triple S Tel. (787) 774-6060
1-877-357-9777 (Toll Free)

MCS health insurance

ReyP ViP

Member since 09 May 2015

ReyPViP05 June 2018 01:11:30

5509

Health Care is around 40% cheaper than in the US. Some say 40-60.
Some people pay out of pocket instead of getting insurance because a lot of doctors visits are about the saame cost as you pay in co-pay with insurance. Now that is a risk because you could be in an accident or develop something major, so it is a risk.

If you make little money, you may qualify for "My Salud", it is a program similar to medicaid.

If you are over 65 you have Medicare and can get into a Medicare Advantage program for little or no money that covers more than standard medicare.

calvacheherewecome New member

Member since 28 April 2018

calvacheherewecomeNew member05 June 2018 02:07:27

Great stuff, Rey. Thank you !

sandrarduncan Serial expat

Member since 13 September 2015

sandrarduncanSerial expat05 June 2018 02:17:50

487

Some people get discount insurances through thier churches.

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