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mkiel

Michael Grima Seychell

@mkiel

Active member

Maltese citizen

Forum

32 posts

Contacts

1

About me

Maltese, Single

Lives in Zebbiegh

Speaks English, Maltese

Registration: 17 December 2012

Activity

Michael Grima Seychell
mkiel replied to a thread
6 years ago
Dunshall

Tax and pensions by Dunshall

Hi, We are looking at moving to Malta in the not too distant future. My partner and I are both on pensions. I have retired early, and am 63; she is on state pension, being over 65 and also has a small private pension. We wonder how the tax system ...

Michael Grima Seychell

I am maltese whose sole income is an old age pension from Aus Govt. I get about 9000E tax free & pay tax on the rest @ 15 %. But recently I have had demands from tax office for provisional tax for the same period 1 year in advance so effectivly ... Read More

Michael Grima Seychell
mkiel created a thread
6 years ago

Aus $ Cheque HSBC the worst bank

I deposited a cheque in Aus $ with HSBC & was told it will take 4 weeks to clear funds. I checked after 4 weeks & was told it will be at least 5 Apr & maybe later before funds cleared. Read More

Michael Grima Seychell
mkiel replied to a thread
7 years ago
JV321

Issues with Banif/BNF by JV321

Does anyone here use Banif? I've banked with them for 12 months now. I opened an account understanding that for the first 12 months, they would put 500 euros into a term deposit, and 50 euros per month. After 12 months, the term deposit would ...

Michael Grima Seychell

Banks in Malta are shocking,they hold your money hostage with no benefit to customers and they all collude. Read More

Michael Grima Seychell
mkiel replied to a thread
7 years ago
johnpaul.mer

BOV credit cards by johnpaul.mer

Hi, has anyone managed to get either the Skypass credit card or the green American express card from BOV? If yes, can you kindly share what you were asked to do please? Thanks :)

Michael Grima Seychell

I have been with BOV 5 years with an Aus pension every 4 weeks and several 1000's invested in their funds yet they will Not give me a credit card without withholding money ,which is NO credit card at all but a prepaid card. Read More

Michael Grima Seychell
mkiel replied to a thread
8 years ago
Ajdoane1

Question about Micro-climates on Malta by Ajdoane1

I am trying to find out about the different micro-climates on Malta and Gozo. I would greatly appreciate any info that you can share. Thank you!

Michael Grima Seychell

Surprisingly temperatures do vary quite a bit given the size .I have often checked the temps esp. in winter & find 5/7 degrees difference between towns only a few kms apart. Read More

Michael Grima Seychell
mkiel replied to a thread
8 years ago
Priscilla

Are you happy in Malta? by Priscilla

Hello everyone! According to the 2016 UN World Happiness Survey, Denmark, Switzerland and Iceland are the happiest countries on earth. How about you? Are you happy in Malta? Do you feel happier today in your host country than before in your ...

Michael Grima Seychell

Actually English is also an official language according to the Constitution Read More

Michael Grima Seychell
mkiel replied to a thread
8 years ago
felinefine81

Any regrets? Do you know people who have moved away? by felinefine81

So I've been offered the job and it's decision time! We are excited to come and live in Malta but also nervous about the unknown. My husband and i have done so much research on culture, lifestyle, working environment etc. However I ...

Michael Grima Seychell

I'm maltese moved back here 3 years ago & regret it every day. Malta is a 3rd world country dirty & noisy. The food is boring & mediocre @ best & the people conservative, narrow minded & show little interest in anything ... Read More

Michael Grima Seychell
mkiel replied to a thread
9 years ago
amej

Withdrawal of job offer..need advise by amej

Hi all, Has anyone come across this situation? I got offered a job back in July with start date in September.I have signed the contract and filled all the required documents they required.The start date was approaching and I did not know where is ...

Michael Grima Seychell

Maltese will do whatever it suits them with little regard to laws or regulations .No sense of fairness or ethics. Read More

Michael Grima Seychell
mkiel replied to a thread
9 years ago
George76

moving to malta by George76

Hello there, i'll be moving to Malta in a month and i would like some insights about renting and public trnasport system. My maximum budget for rent is 400 Euros, i know that flats are much cheaper in North Malta ( Qawra,Bugibba ) than those in ...

Michael Grima Seychell

the south is very developed & crowded but rents are cheaper. From Marsascala it will take @ least 45/50 mins on good day to get to Vallatta as there is only 1 road & then another 30/45 mins to Sliema depending where. Traffic@ rush hour is ... Read More

Michael Grima Seychell
mkiel replied to a thread
9 years ago
amy0212

MOVING IN NOVEMBER by amy0212

Re: Cost of living in Malta – 2015 Hello everyone! Ive joined this blog just today. Really thankful that there's such a blog and such nice people ready to help eachother. We will be moving to Malta in November. There are 2 of us me and my ...

Michael Grima Seychell

none, Read More

Michael Grima Seychell
mkiel replied to a thread
9 years ago
amy0212

MOVING IN NOVEMBER by amy0212

Re: Cost of living in Malta – 2015 Hello everyone! Ive joined this blog just today. Really thankful that there's such a blog and such nice people ready to help eachother. We will be moving to Malta in November. There are 2 of us me and my ...

Michael Grima Seychell

I relocated here from Sydney the worst mistake of my life think it over very carefully. Read More

Michael Grima Seychell
mkiel replied to a thread
9 years ago
Kranvatten

People drugged in Paceville - I need your help by Kranvatten

Hi guys, Many of you may have heard of the guy who died in Paceville a month back ago. He was my friend and he was drugged and robbed. We've heard of several more cases about people being drugged and robbed and we're gathering all ...

Michael Grima Seychell

I lived in Sydney for 30 years & Never saw any snakes or poisonous spiders except @ the zoo. Read More

Michael Grima Seychell
mkiel replied to a thread
9 years ago
Kranvatten

People drugged in Paceville - I need your help by Kranvatten

Hi guys, Many of you may have heard of the guy who died in Paceville a month back ago. He was my friend and he was drugged and robbed. We've heard of several more cases about people being drugged and robbed and we're gathering all ...

Michael Grima Seychell

I'm maltese & retuned to live here after 41 years abroad & hate here but unfortunately can.t afford to go back to Sydney. Why anybody chooses to come & work here is beyond me everything is 3rd rate & the slightest complaint is ... Read More

Michael Grima Seychell
mkiel replied to a thread
9 years ago
Sam4321

Bank accounts/Credit cards. by Sam4321

At the moment we're still using our French bank account and credit card, but we'd like to have the same banking facilities based in Malta as we do in France. We've not opened a bank account in Malta yet because it just seemed easier to ...

Michael Grima Seychell

I looked @ application for YES card no option for pension. Same stupid thinking as other maltese banks even though pointed out many times my pension is for life & more than average wage. Read More

Michael Grima Seychell
mkiel replied to a thread
9 years ago
Jasminej

Importing Vehicles by Jasminej

Anyone with any recent experience importing vehicles? (Non EU). I wasn't originally planning on bringing any vehicles but my husband's employer is providing a container to ship our goods, so if it fits might as well! I'm especially ...

Michael Grima Seychell

I imported a scooter from Sydney Australia It took 2 years & endless visits to TM to get a maltese license plate .They kept asking for documents that don't exist in NSW. Read More