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S&R Credit Cards

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Enzyte Bob

S&R has a credit card offering 3% on purchases.

tphgawn

What are the elegibility requirements for this card?

Enzyte Bob

tphgawn asked. . . . What are the elegibility requirements for this card?

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That's a good question, I see you were originally from the UK. In the states there are various factors, how many years have you held other cards, your income, the percentage outstanding balances compared to total purchasing power of your cards and your ability to pay.


I don't have any credit history in the Philippines so I didn't apply. I have two accounts with BDO, actually not mine, a peso account in my wifes name and a dollar account in my sons name. Shortly afterwards BDO sent my son an unsolicited credit card with 26% interest (2018). I don't know if there was a grace period or they charge interest right away.

tphgawn

Thank for the info. Useful background. Reason for asking is most cards in Philippines max age is 65.

Morgacj200424

@Enzyte Bob


My wife was going to apply, but we prefer Landers now and will not renew our S&R membership

Enzyte Bob

Morgacj200424 said . . . . My wife was going to apply, but we prefer Landers now and will not renew our S&R membership

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Speaking of Landers, the Arcovia store has reopened, it was closed sometime in February (fire). I understand they have a similar card program.


Since the fire we've been shopping at S&R BGC. We prefer Landers, but both stores have specific products I like but not carried by both of the stores.

Morgacj200424

@Enzyte Bob


if you don’t mind  what products are those? We shopped at both stores last month trying to compare.

Enzyte Bob

Morgacj200424 asked . . . . if you don’t mind what products are those? We shopped at both stores last month trying to compare.

*

Landers has better toilet tissue, this is a must.

Landers sells smaller portion packages of meet products. (more useful)

Landers (some) have same product but smaller, example Prune juice

S&R has more choice on orange juice with much better pricing.

S&R has at least one buy one get one on a bakery product. (The get one we give to our house keeper)


Sometimes I think Landers/S&R are on cahoots with each other regarding pricing.

Morgacj200424

@Enzyte Bob

Thanks!  I also use Amazon Prime but some paper items such as TP and PT have prohibitively high shipping costs and most liquids don’t ship at all   

Enzyte Bob

@Enzyte BobThanks! I also use Amazon Prime but some paper items such as TP and PT have prohibitively high shipping costs and most liquids don’t ship at all - @Morgacj200424

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Prima is the good brand of TP at Landers, but the Prima paper towels are awful. Spend the $$$ and get the Bounty paper towels.

Morgacj200424

@Enzyte Bob

Bounty is the brand I buy in the US. 

Enzyte Bob

While drinking my coffee I was reminded by my sweetener. From time to time S&R has Members Selection the generic Splenda. When I see (MS) I buy 2 boxes as it becomes unavailable months at a time. Splenda is very $$$


Also from time to time I see these other artificial sweeteners, Equal & Stevia, but I don't remember which store.

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