½ûÂþÌìÌÃ

Menu
½ûÂþÌìÌÃ

Getting a loan

Post new topic

gallifreyseven

Hello everyone! I have a question about obtaining a loan in Spain...

...I have just moved to Barcelona and would ideally like to buy a motorcycle to get around. as I've only been here two weeks and haven't built up a credit history in Spain I'm unsure as to whether a loan is possible? I have my NIE, SS and a bank account but does anyone know the criteria the banks use to decide who to give loans to?

Any help will be much appreciated :D

Minerva909

why don't you get a loan in UK, where you have credit? Unsecured loan, if necessary or a motorcycle loan and buy it in UK?
But you might try Spanish banks, you might get lucky, but be prepared for  a high down payment.

Articles to help you in your expat project in Spain

  • Opening a bank account in Spain
    Opening a bank account in Spain

    Moving to Spain to start a new life involves a lot of planning, paperwork and patience. Your to-do list ...

  • Working in Tenerife
    Working in Tenerife

    Are you looking for a job in Tenerife? While there are certainly opportunities, especially for fluent Spanish ...

  • Internet in Spain
    Internet in Spain

    Whether for work or play or keeping in touch with friends and relatives abroad, getting online will most likely be ...

  • Working in the Canary Islands
    Working in the Canary Islands

    The Canary Islands is Spain's southernmost autonomous community, an archipelago in the Atlantic Ocean, more ...

  • Popular neighbourhoods in Seville
    Popular neighbourhoods in Seville

    Once you have decided to make the beautiful city of Seville your home, the next order of business is finding a ...

  • Accommodation in Madrid
    Accommodation in Madrid

    Madrid, the bustling capital of Spain, is a popular destination for thousands of expatriates each year. With its ...

  • Customs in Spain
    Customs in Spain

    Before traveling to Spain for your new life abroad, you will need to be aware of the country's ...

  • Developing your social circle in Seville
    Developing your social circle in Seville

    For many people, building a new circle of friends is one of the most daunting aspects of being an expat. Missing ...

All of Spain's guide articles